Payroll Giving

What is this?

Payroll giving, also known as ‘give as you earn’, is a tax-efficient way to donate in the UK. It provides charities with a regular source of income at a lower cost to you. Here's how it works:

Donations are deducted directly from your gross (before tax) salary. You pay less tax because the donation reduces your taxable income. For example:

• Basic-Rate Taxpayer (20% tax rate): If you donate £10 per month, you save 20% in tax relief (£2), so the actual cost to you is £8.

• Higher-Rate Taxpayer (40% tax rate): If you donate £10 per month, you save 40% in tax relief (£4), making the actual cost to you just £6.

Signing up is quick and easy.

Check with your employer to sign up; you must use your employer’s payroll giving scheme. Once you select The Seafarers’ Charity, your employer passes your donation to a payroll agency who then sends it to us.

To become a payroll giver, simply complete our online form, and we’ll do the rest. Once processed, your employer will be notified, and your donation will be deducted from your salary on payday.

If your employer is not signed up to a scheme, encourage them to do so! We are happy to provide guidance.

Payroll giving is a great way to boost employee engagement and a simple step toward your corporate social responsibility initiatives.

Companies with active Payroll Giving Programmes report up to 13% higher employee retention (PwC, 2024), and 85% of employees feel more connected to their workplace when they participate in payroll giving, fostering a sense of community and purpose (Deloitte, 2024).

It is straightforward to set up a payroll giving scheme for your employees. Email us at fundraising@theseafarerscharity.org and we can guide you through the simple steps.

Together, let’s chart a course towards a world where seafarers and their families are free from need and disadvantage.